As a condo or townhouse owner, your insurance coverage differs from that of a typical homeowner. The condominium’s association has a shared policy that covers the building structure, property and common areas; however, this policy doesn’t cover any property that resides inside of your condo (e.g. personal belongings, furniture, appliances and walls) nor does it give you liability protection from your legal responsibility to others if, for example, someone were to get hurt in your condo unit. This is where California Condo Insurance comes in.
A standard condo insurance policy will generally offer the following protections: personal property, replacement of fixed attachments (e.g. walls, floors and ceilings) bodily injury if people get hurt in your unit, property damage liability and protection from specified dangers like wind or flood damage. Please contact us to receive a California Condo Insurance quote today.
Contact us and receive a quote!