Homeowners aren’t legally required to buy a home insurance policy, but you can’t receive a mortgage without one. With that said, having good California Home Insurance coverage affords you the peace of mind that you’ll be able to recover from the financial effects of losses due to property damage and liability exposure. The standard home policy covers three areas: property (structural and personal), liability risk and additional expenses incurred due to a covered loss.
There are many optional coverage add-ons that can be incorporated into a standard home policy in order to address your specific risk concerns. Popular add-ons include flood insurance, earthquake insurance, umbrella insurance, extended replacement cost to provide additional financial help in rebuilding your home, floater policies to cover valuable items like jewelry and bundling both home and auto policies for even greater savings. Please contact us to receive a California Home Insurance quote today.
Contact us and receive a quote!