A mobile home insurance policy covers a mobile home or modular home which is being used as the primary residence of the owner. Many California Mobile Home Insurance policies cover not only the home structure itself, but detached structures such as a garage or shed, your personal belongings, liability for injuries that may occur on your property and living expenses if you’re unable to live in your home due to damage sustained in a covered peril.
Unless stated otherwise, covered perils include: fire, wind or hailstorm, smoke, damage to trees/lawns/shrubs, theft, falling objects, vandalism, lightning, explosion, landslides and any other direct, sudden and accidental physical damage. Broad form coverage, which can cover additional perils like earthquakes and floods, may be purchased as well. Please contact us to receive a California Mobile Home Insurance quote today.
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